Bridge Your Home Equity.
Buy First, Sell Later.

California’s #1 Consumer Bridge Lender | $1B Funded | 500+ Clients Served

1 Goal: Your Next Home

upcoming events

When:

Monday, October 20 · 11am – 1pm PDT

Where:

Best Western Corte Madera Inn

56 Madera Boulevard Corte Madera, CA 94925

Let’s keep the momentum in October for the In-Person Southern Marin Buy/Sell Meeting! We will cover everything from off market listings, coming soon listings, flips, fixers, hidden gems, and so much more! This will be an amazing monthly event to connect, share resources, generate referrals, and talk all things Marin County real estate! Join us for a hosted lunch where you can present your listings, share buyer needs, expand your network, and uncover new opportunities.

5.0
Based on 73 Reviews
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Garrett Burdick
August 13, 2025

Golden Gate Lending and Sofia Nadjibi are true experts when it comes to Bridge Loans! I had a client who needed to move into her new home before putting her current house on the market, and Sofia’s team made it happen seamlessly. By tapping into the equity of her existing home, we were able to buy first and sell after—allowing plenty of time to prepare the home for sale properly and enabling my client to move without stress. This approach was a game-changer for her peace of mind and the success of the sale. A huge thank you to Sofia, Jamie, and Emma for their professionalism, expertise, and outstanding service. Highly recommend!

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Kathleen Brady
July 24, 2025

Sofia secured bridge financing in a very fast and efficient way in her professional way! I love working with her and always send my bridge financing clients her way. She is always available and on top of the process! I highly recommend her and her team!

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Daria Saraf
May 8, 2025

Thank you Sofia! You are nothing short of a life saver. You have spent your career forming relationships, trust, and connections so that the solution to my clients’ finance problems is simply one phone call away. Sofia is a highly intelligent, experienced problem solver with all the resources you need. She is an essential member of my team, and I am so grateful to know she is in my corner. In an industry where trust is everything, Sofia is the obvious choice for all your creative lending and financing needs.

Homeowner Problems we Solve

We know dream homes won't wait, so why should you?

Homeowner Problems

  • Equity tied up in current home
  • The stress and expense of moving twice
  • No easy access to cash when it is needed most
  • Risk of being homeless between moves
  • Contingent offers are rarely accepted

Bridge Loan Solutions

  • Unlock your home equity
  • Move once, with ease and confidence
  • Access cash quickly without selling first or liquidating other assets
  • Seamlessly transition into next home
  • Make a non-contingent, cash-like offer

Our #1 Goal is Simple:
Make This Process Easy for You

At Golden Gate Lending Group our mission is simple: helping you move into your next home with confidence and ease. We know dream homes won’t wait-and neither should you. With the ability to buy first and sell later, you gain access to your equity when you need it most. Our bridge loans create a smooth and stress free transition so you can focus on what really matters: settling into your next chapter effortlessly.

Types of Loans we Specialize In

Owner-Occupied Bridge Loan
Fix & Flip Bridge Loan
Hard Money Bridge Loan

Areas We Serve

Marin County Bridge Loan

Marin County Bridge Loan

Larkspur, Kentfield, Tiburon, Ross, Greenbrae, Belvedere, Mill Valley, San Rafael, San Anselmo, Corte Madera, Novato, Fairfax, West Marin

San Francisco Bridge Loan

San Francisco Bridge Loan

Presidio Heights, Pacific Heights, Sea Cliff, Nob Hill, Marina District, Russian Hill, Cow Hollow, Noe Valley, St Francis Wood, Cole Valley, Laurel Heights, San Francisco Peninsula

Silicon Valley Bridge Loan

Silicon Valley Bridge Loan

Atherton, Palo Alto, Los Altos Hills, Los Altos, Los Gatos, Menlo Park, Portola Valley, Woodside, Hillsborough, Saratoga, Hillsborough, Cupertino, San Mateo, Mountain View, San Jose

East Bay Bridge Loan

East Bay Bridge Loan

Walnut Creek, Orinda, Lafayette, Moraga, Danville, Piedmont, Alamo, Diablo, Pleasanton, Corte Madera

Wine Country Bridge Loan

Wine Country Bridge Loan

Napa, St Helena, Calistoga, Yountville, Healdsburg, Oakville, Sonoma, Sebastopol, Kenwood, Fountaingrove, Geyserville, Glen Ellen

Southern California Bridge Loan

Southern California Bridge Loan

Los Angeles, Orange County, San Diego, Santa Barbara, Carmel Valley, Beverley Hills, Malibu/Pacific Palisades, Newport Beach, La Jolla, Rancho Santa Fe, Montecito, Calabasas, Laguna Beach

discover the power of bridge loans!

Are you a real estate agent or mortgage broker who’s losing clients?

How many commissions have you lost because of an unexpected financing issue? How many clients have you wanted to help purchase a home, but you couldn’t?

Learn how to land more listings, win more contracts for your buyers in competitive situations, and save transactions in jeopardy of collapsing with a surprising tool: bridge loans. Sofia Nadjibi of Golden Gate Lending Group and Mark Hanf of Pacific Private Money are the leading originators of bridge loans in California.

our bridge loan process

1. Loan Consultation

Every successful home transition starts with the right conversation. Reach out by call, text, or email and we’ll arrange a 30-minute bridge loan consultation. During this call, we’ll get to know your goals, understand the details of your transaction, and answer any questions you may have. From there, our team will design a tailored bridge loan strategy that aligns with your needs and positions you for a smooth, confident move.

2. apply and get approved

Our bridge loan application is designed to be simple, fast (30-45min), and stress-free. With fewer documents required, you spend less time waiting and more time moving forward. Once submitted, your loan will be fully underwritten to ensure you receive the best possible terms for your transaction. Most clients receive approval within 24 hours, giving you the freedom to act quickly when the right opportunity arises. Complete the no-cost, no-commitment application below to start your seamless path to your next home.

3. make offer

When you’re ready to submit an offer, we’ll provide you and your real estate agent with a personalized approval letter that acts as a cash-like offer-giving you a competitive edge and the confidence to secure your dream home.

4. enter into contract and close

Once your offer is accepted, we move quickly so you can focus on the excitement of your next home. Our closing team works closely with your agent and all parties to ensure your bridge loan closes in 14 days (or on your time line). With everything aligned, your transition is fast, stress-free, and gives you peace of mind.

5. funding and closing dream home

With your bridge loan funded, you can move into your new home while your agent lists your current property. When that home sells, the sales proceeds are used to repay the bridge loan. If needed, we can guide you through refinancing options to align your financing with your long-term plans. With everything handled, you can settle into your new home effortlessly and enjoy this next chapter to the fullest.

what our clients & partners are saying

5.0
Based on 73 Reviews
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Very responsive and quick turnaround time. Employees are friendly and knowledgeable - if there was an option for 10 stars I’d give them a 10!

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Outstanding team - they helped us close on a home in 2 weeks. The daily check-ins were excellent. Expensive service but ultimately gives you an edge in the competitive SF housing market.

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We recently referred a buyer to Golden Gate Lending Group for the acquisition of an off-market property in Tiburon. The loan was for a non-owner occupied development project, and Golden Gate Lending Group handled it flawlessly. The entire process was incredibly smooth and fast, making it easy for all parties involved. We were thoroughly impressed with their efficiency and professionalism. I would highly recommend Golden Gate Lending Group.

google

Jamie Shea at GGLG was excellent to work with. He was a clear communicator, understood our needs and got us approved in only a couple of days. Thanks you Golden Gate Lending.

google

Sofia and her team are tops! Always professional and always willing to find a way to make it happen.